a woman viewing her laptop computer

Treasury Management

Optimize your resources!

  • Efficiently take charge of the whole cash cycle with the full suite of Citizens Bank & Trust tools.
  • You’ll have flexible services that will give you quick access and easy control of your funds.
  • Customize or bundle any of our services to create everything you could need in a financial partner! 

Treasury Services

Make secure check deposits to your accounts from anywhere. Save time and money by banking right from your office.
  • Quicker access to your funds
  • Reduce your number of bank visits
  • Checks received by 5PM CST have same-day ledger credit to your account
  • Secure and easy access
Offer convenient payment options for your customers.
  • Simplify payment processing
  • Increase sales
  • Speed up transactions
  • Accept payments through multiple channels
Manage the flow of your disbursements through easy and efficient ACH (Automated Clearing House) options.
  • Accelerate payment processing
  • Improve cash flow forecasting
  • Plan accurate payment schedules
  • Reduce fees of check writing or wire transfers
Save time and money! No more paper check production for payroll, expense reimbursements, bonuses, pensions – With ACH (Automated Clearing House) Direct Deposit.
  • Increase employee satisfaction
  • Reduce the risk of check fraud
  • Minimize check reconciliation process time
Protect your business from online fraud, malware, and other criminal activity. Citizens Bank & Trust offers many services to keep your business safe while remaining productive and electronically savvy!
  • Positive Pay – Review suspicious check activity before payment
  • Token Devices – Access your accounts remotely and securely
  • IBM Trusteer Rapport – Protect your online banking communication from financial malware infections