Finance with flexibility at a great rate!

For planned or unplanned expenses, Citizens can help you take care of everything! Buying a new car, covering unexpected costs, or investing in a new home – choose Citizens to make it happen for you!

Contact a Representative Today!


Lending Solutions

Auto Loans

Reliability or recreation – get behind the wheel fast! Finance new or pre-owned with flexible terms and competitive rates.

  • Cars & Trucks
  • Motor Homes & Travel Trailers
  • ATVs & Motorcycles

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Home Equity Loans and Lines of Credit

Use your home’s equity to finance major expenses and purchases or have easy access to an ongoing source of funds!

  • Great Rate!
  • Flexible terms and easy repayment methods
  • Possible tax savings*
  • Access to funds at any time for whatever you need

Other Personal Loans

Whatever need arises, Citizens has a loan that is right for you!

  • Cash Secured Loans
  • Unsecured Loans
  • Cash Kits for access to cash for any situation including overdraft protection on your Citizens Bank & Trust checking account!

Credit Cards

Find the Perfect Card for the way you use credit.

Our credit cards offer benefits and features to meet a variety of financial needs. Visit a branch to see what each card has to offer and decide which one is right for you. 

To apply for a credit card, please visit one of our branches.

Online account access provides the quickest and easiest way to:

  • Activate your card
  • Make payments
  • Transfer balances
  • Request credit limit increases
  • View statements
  • ... and much more

Simply access your account by clcking the link below.

Access Your Account

Credit Cards are issued by First Bankcard® , a division of First National Bank of Omaha.


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Mortgage Loans

Build on your future with a mortgage loan that’s personalized to meet your needs!

  • Buy!
  • Refinance!
  • Call 1-800-634-6203 Today!

All loans and lines of credit are subject to eligibility, collateral, underwriting and approval, including credit approval.
*Please consult a tax adviser for further information regarding the potential deductibility of interest and charges.

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