Experience Financial Success!

Citizens Bank & Trust is dedicated to providing meaningful financial education to the communities we serve. Partnering with schools, universities, and other groups; our goal is to equip young adults, families, and organizations with the tools for financial success.

Education in financial management and banking services provides a skillset where consumers are armed to increase savings, buy homes, and improve their own financial health and well-being. Money Smart is an instructor-led curriculum consisting of 11 structured training modules provided by the FDIC. Citizens offers all 11 Money Smart solutions as well as customized curriculum at the request of individuals and organizations.

To start your financial education, complete the form below and schedule a group class or individual meeting with Citizens Bank & Trust. Or, if you're looking for immediate education, click the Start Learning Today! button and visit our self-paced Financial Education Center.


Start Learning Today!   With our free self-paced learning modules. No registration needed!


Money Smart Instructor-Led Class Inquiries:


First Name* Last Name*
City*  State * Zip*
Phone* (xxx-xxx-xxxx)
Group or
Class Date Requested*
Select the class objective(s) that you’re interested in:
Bank on It — introduction to bank services
Borrowing Basics — introduction to credit
Check it Out — how to choose and keep a checking account
Money Matters — how to keep track of your money
Pay Yourself First — why you should save!
Keep it Safe — your rights as a consumer
To Your Credit — how your credit history will affect your credit future
Charge it Right — how to make a credit card work for you
Loan to Own — know what you're borrowing before you buy
Your Own Home — what home ownership is all about
Financial Recovery – how to recover financially and rebuild your credit after a financial-setback

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