Plan for success with Citizens!

When you need a customized financial strategy to assist with working capital, equipment financing, commercial real estate, and more... Citizens makes local decisions with your business in mind!

Contact a Representative Today!

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Lending Solutions

Business Line of Credit

Gain easy access to an ongoing source of funds! Support your working capital needs and be prepared for the unexpected.

  • Easy Access with your Citizens Checking Account
  • Automatic payment options
  • Online Access for easy transaction recording
  • Competitive rates
  • Low fees

Business Installment Loan

You’ll be able to purchase or refinance what you need to grow your business, today! Whether it’s new equipment, machinery, or furnishings, our experienced team will partner with your business for success!

  • Automatic payment options
  • Online Access for easy transaction recording
  • Competitive rates
  • Low fees

Owner-Occupied Commercial Real Estate Loan

When you’re acquiring or refinancing owner occupied real estate, Citizens can assist with a targeted solution for your commercial real estate needs.

  • Customized repayment schedule of up to 20 years
  • Automatic payment options
  • Online Access for easy transaction recording
  • Competitive rates
  • Low fees

Business Credit Card

Get the card that WORKS for your business.

We offer a variety of business credit cards to meet your needs. Separate your business and personal expenses while you enjoy: 

  • Free 24/7 online access for managing your account. Your Authorized Company Representative can view transaction activity and history, pay your bill, set up your alerts and more.
  • Free management reports to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.
  •  Cash flow management with the flexibility to cover the cost of supplies, equipment, travel and more.

To apply for a credit card, please visit one of our branches.

Online account access provides the quickest and easiest way to:

  • View employee card transaction history
  • Make payments
  • Request additional cards
  • Set up alerts
  • View statements
  • ... and much more

Simply access your account by clcking the link below.

Access Your Account

Credit Cards are issued by First Bankcard® , a division of First National Bank of Omaha.

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