Choose from our popular business credit card options such as low rate, cash back
or flexible rewards to find the one that works best for your business. No matter which card you choose, you'll enjoy important features Iike:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases
when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 Cash Rewards Card: ''Cash Back Rewards" are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see ''Cash Back" in marketing material when referring to the rewards you earn. You will earn 1 Reward Point ("Point') for each dollar of eligible Net Purchases charged to your account during each billing cycle. You will also earn 2 additional Points (for a to1al of 3 Points) for each dollar of Net Purchases charged to your account during each billing cycle at merchant locations that are classified in the merchant category code as office supplies or cellular phone, landline, internet and cable TV services. In addition, you will earn 1 additional Point (for a to1al of 2 Points) for each dollar of Net Purchases charged to your account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service s1ations or res1aurants. The number of additional Points earned on office supply store purchases, cellular phone, landline, internet and cable TV services, automated fuel dispensers, and service stations or restaurants is unlimited. Points expire fi-.e years from the end of the quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are
6 Rewards PLUS: Points expire fi-.e years from the end of the quarter in which they are earned. You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your account. You may earn additional Points for purchases at merchants that are classified as: airlines, cellular phone services, or hotels (each, a ''Category"). You will earn an additional 1.5 Reward Points (for a to1al of 3 Reward Points) for each dollar of Net Purchases in the one Category that has the highest to1al Net Purchases charged to your account (the "Highest Category") during each billing cycle.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express.